Anderson, SC · Serving South Carolina residents
Title Loans & Consumer Loans in Anderson, South Carolina
Apply online, get approved, and get your money as soon as the next business day — sometimes even the same day. Local lender, straightforward terms.
Apply Online Call (864) 222-1115- Keep driving your car
- Bad credit considered
- Local Anderson office
Choose your loan
Car Title LoanUse your vehicle’s equity. Keep your keys.Consumer LoanFixed installment payments for personal expenses.Start My ApplicationSC residents only. Applying is free.
How it works
- 1
Apply online
Fill out a short secure form from your phone or computer, or call us.
- 2
Get approved
We review your information, confirm your details, and go over your amount and terms.
- 3
Get your money
After signing, funds are typically available as soon as the next business day, sometimes the same day.
Fast, simple car title loans in South Carolina
When a financial emergency comes up, you need answers quickly — not weeks of paperwork. Pacific Finance Company keeps the process simple: apply online with your basic contact and vehicle information, then watch for our approval call. Prefer to come in? Bring your title, proof of income, and a valid SC ID to our Anderson office. We’ll review your documents, take a quick look at your vehicle, and have you sign a few forms. You keep driving your car, and we place a lien on the title that is released once your account is paid in full.
Flexible options
Every situation is different. We’ll walk you through loan options and payment schedules that fit your budget.
Competitive rates
Fair, competitive pricing with every cost disclosed up front in your agreement — no hidden fees or surprise charges.
Ongoing support
Questions about your payment schedule or account? Our local team is here from your first call until your loan is paid off.
Have a loan with another company?
We may be able to pay off your existing title loan elsewhere and possibly get you more money. Call us and let us see if we can help.
No matter the make, model, or mileage of your vehicle, give us a call — we also consider vehicles with salvage titles.
Call (864) 222-1115Refer a friend, get $50
When a friend or family member you send our way takes out a title loan with us, we’ll thank you with $50 cash or check.
How the referral program worksWhy borrowers in Anderson choose us
- Locally owned office on N Main St
- Simple online application
- Real people who answer the phone
- Clear terms disclosed before you sign
- Early payoff allowed
What you’ll typically need
- Valid government-issued photo ID
- Proof of South Carolina residence
- Proof of income or ability to repay
- For title loans: vehicle title in your name and the vehicle for inspection
Loans for life’s unexpected costs
Car repairs, medical bills, a past-due utility, or a gap between paychecks — Pacific Finance Company helps South Carolina residents cover real expenses with title loans and consumer installment loans. Loan amounts are based on your income, ability to repay, and for title loans, your vehicle’s value.
Common questions
Who can apply with Pacific Finance Company?
Our loans are available only to South Carolina residents who are at least 18 years old with a valid government-issued ID. We do not lend to residents of other states.
How quickly can I get my money?
Once you are approved and your paperwork is signed, funds are typically available as soon as the next business day. In some cases funding can happen the same day, but timing depends on when you apply, verification, and your bank, so it is not guaranteed.
What do I need for a title loan?
A vehicle titled in your name with little or no lien, a valid photo ID, proof of South Carolina residence, proof of income or ability to repay, and the vehicle available for a quick inspection.
Can I keep driving my car with a title loan?
Yes. You keep and drive your vehicle while you repay. We hold the title as security until the loan is paid in full.
See what our customers say on Google
Read real reviews from Anderson-area customers on our Google Business Profile — and if we’ve helped you, we’d appreciate you sharing your experience.
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