When an unexpected expense hits, a traditional bank loan can take too long. A title loan uses your vehicle’s equity to help you get funds quickly. Here’s why many borrowers choose one.
Quick approval
Title loan applications are typically reviewed quickly. With Pacific Finance Company, approved customers receive funds as soon as the next business day, and sometimes the same day.
Simple requirements
A vehicle title in your name, proof of income, proof of SC residence, and a valid ID are the core requirements.
Credit isn’t the whole story
Because the loan is secured by your vehicle, borrowers with bad or limited credit may still qualify. We look at your whole situation.
Flexible repayment
We’ll talk through payment schedules that fit your budget.
Keep driving
Your vehicle stays with you during the loan, so your daily routine doesn’t change.
As with any loan, review the terms carefully — title loans are secured by your vehicle, and missed payments can lead to repossession.