Consumer Loans for South Carolina Residents
Fixed payments, clear terms
Our consumer loans are installment loans with a set payment schedule, so you know what you owe and when. Use them for car repairs, medical or dental bills, home repairs, moving costs, or consolidating bills.
Apply for a Consumer LoanWhat you’ll need
- South Carolina resident, 18+
- Valid photo ID
- Proof of income
- Active phone number
- Proof of address
Getting a consumer loan
- 1
Apply online
Fill out a short secure form from your phone or computer, or call us.
- 2
Get approved
We review your information, confirm your details, and go over your amount and terms.
- 3
Get your money
After signing, funds are typically available as soon as the next business day, sometimes the same day.
Consumer loan FAQs
What is a consumer loan?
A consumer loan is a fixed-payment installment loan you can use for personal expenses such as repairs, medical bills, or consolidating bills. It is repaid over a set schedule of payments.
Does applying hurt my credit?
Starting an online application lets us review your request. Bad or limited credit does not automatically disqualify you; we look at your whole situation, including income and, for title loans, vehicle value.
Can I pay my loan off early?
Yes. You may pay off your loan early. Ask us about how early payoff affects the finance charges on your specific agreement.