Frequently Asked Questions

Our loans are available only to South Carolina residents who are at least 18 years old with a valid government-issued ID. We do not lend to residents of other states.

Once you are approved and your paperwork is signed, funds are typically available as soon as the next business day. In some cases funding can happen the same day, but timing depends on when you apply, verification, and your bank, so it is not guaranteed.

A vehicle titled in your name with little or no lien, a valid photo ID, proof of South Carolina residence, proof of income or ability to repay, and the vehicle available for a quick inspection.

Yes. You keep and drive your vehicle while you repay. We hold the title as security until the loan is paid in full.

A consumer loan is a fixed-payment installment loan you can use for personal expenses such as repairs, medical bills, or consolidating bills. It is repaid over a set schedule of payments.

Starting an online application lets us review your request. Bad or limited credit does not automatically disqualify you; we look at your whole situation, including income and, for title loans, vehicle value.

Loan amounts depend on the loan type, your income, your ability to repay, and for title loans the value and condition of your vehicle. We will review the amount and terms with you before you sign.

Yes. You may pay off your loan early. Ask us about how early payoff affects the finance charges on your specific agreement.

We may be able to pay off an existing title loan you have with another lender and possibly get you more money. Call (864) 222-1115 and we'll review your situation.

We consider vehicles of any make, model, and mileage, including vehicles with salvage titles. Loan amounts depend on the vehicle's value and your ability to repay.

Our office is at 1705 N Main St, Anderson, SC 29621. Call (864) 222-1115 with any questions.