Car Title Loans in South Carolina
Use your vehicle’s value — keep driving it
A title loan uses the equity in your car, truck, or motorcycle as security. We hold the title while you repay, and you keep using your vehicle every day.
The amount you can borrow depends on your vehicle’s value and condition, your income, and your ability to repay.
Apply for a Title LoanTitle loan requirements
- South Carolina resident, 18+
- Vehicle title in your name (little or no lien)
- Valid photo ID
- Proof of income or ability to repay
- Vehicle available for a quick inspection
How a title loan works
- 1
Apply online
Fill out a short secure form from your phone or computer, or call us.
- 2
Get approved
We review your information, confirm your details, and go over your amount and terms.
- 3
Get your money
After signing, funds are typically available as soon as the next business day, sometimes the same day.
Repayment
You repay with scheduled payments set out in your agreement. When the loan is paid in full, your title is returned. Early payoff is allowed.
A title loan is secured by your vehicle. If you do not repay as agreed, your vehicle may be repossessed.
Title loan FAQs
What do I need for a title loan?
A vehicle titled in your name with little or no lien, a valid photo ID, proof of South Carolina residence, proof of income or ability to repay, and the vehicle available for a quick inspection.
Can I keep driving my car with a title loan?
Yes. You keep and drive your vehicle while you repay. We hold the title as security until the loan is paid in full.
How quickly can I get my money?
Once you are approved and your paperwork is signed, funds are typically available as soon as the next business day. In some cases funding can happen the same day, but timing depends on when you apply, verification, and your bank, so it is not guaranteed.