Terms of Use
Pacific Finance Company operates pacificfinancecompany.com (“the Site”) to provide information about our products and services. By accessing or using the Site, you agree to these terms. If you do not agree, please stop using the Site.
General
Pacific Finance Company may modify the terms of this Agreement and the rules governing the Site without notice. Please review this Agreement each time you use the Site. We may also change, delete, or add content or services on the Site without notice.
Access to the Site
By using the Site, you confirm that you are 18 years of age or older. If you are under 18, please do not provide personal information on this Site. We do not knowingly collect information from individuals under 18. You are responsible for your own internet and computer equipment and connections needed to use the Site.
Accounts, passwords, and security
Certain features may require an account with a user ID and password. You are responsible for keeping your account information confidential and for all activity under your account. Notify Pacific Finance Company immediately of any unauthorized use of your account.
Privacy and information collection
When you voluntarily submit personal information through the Site, Pacific Finance Company may collect and store it, including your name, email address, and physical address. We use this information in accordance with our Privacy Policy and applicable law.
Use of information in connection with credit applications
If you apply for credit through the Site, Pacific Finance Company may obtain a consumer credit report and verify your credit, employment, financial status, and collateral value with third parties for legitimate purposes related to your application.
Cookies
We collect anonymous, non-personal information through cookies and similar methods to understand how visitors use the Site. You may be able to turn off cookies in your browser, but some features may not work properly.
Electronic communications
Internet transmissions are never completely private or secure. We take measures to protect information sent to us electronically, but please use caution when sending sensitive data by email. By emailing us, you consent to receiving responses electronically.
Copyrights and trademarks
All content on the Site, including images, logos, and software, is the property of Pacific Finance Company and is protected by copyright law. Use or reproduction of the Site’s content or trademarks without permission is prohibited.
Links to other websites
The Site may contain links to outside services and resources that Pacific Finance Company does not control. We are not responsible for the content or practices of third-party sites.
Disclaimer of warranties and limitation of liability
The Site is provided “as is.” Pacific Finance Company makes no representations or warranties about the operation of the Site or its content and is not liable for damages arising from its use. We do not guarantee uninterrupted or error-free access. Some states do not allow these limitations, so they may not apply to you.
Applicable law and disputes
The laws of the State of South Carolina govern this website. Any dispute arising from this Agreement shall be resolved in the Court of Common Pleas in Anderson County, South Carolina.
Indemnification
You agree to defend, indemnify, and hold Pacific Finance Company and its affiliates harmless from any claims, damages, costs, and expenses, including attorney’s fees, arising from your use of the Site or violation of this Agreement.
Termination
Pacific Finance Company may terminate this Agreement and deny access to the Site, without notice, if you fail to comply with these terms.
South Carolina residents only
Loan products described on this Site are offered only to residents of South Carolina. We do not make loans to residents of North Carolina or any other state.
Entire agreement
This Agreement is the entire agreement between you and Pacific Finance Company regarding use of the Site. If any provision is held invalid, the remaining terms remain in full force and effect. By submitting an inquiry, you agree to be contacted by a member of our staff.
Last updated: October 23, 2026. These terms may change without notice.